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Revision as of 07:03, 27 March 2023

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Upon termination of a given coverage, the quantity of premium collected minus the quantity paid out in claims is the insurer's underwriting revenue on that coverage. Underwriting performance is measured by something known as the "mixed ratio", which is the ratio of expenses/losses to premiums. A mixed ratio of less than 100 percent signifies an underwriting profit, whereas something over one hundred signifies an underwriting loss.
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