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Often a business insured's legal responsibility insurance program consists of a quantity of layers. The first layer of insurance typically consists of primary insurance, which supplies first dollar indemnity for judgments and settlements as much as the boundaries of liability of the first coverage. Generally, main insurance is topic to a deductible and obligates the insured to defend the insured against lawsuits, http://www.chinatech.co.kr/bbs/board.php?bo_table=free&wr_id=73871 which is generally completed by assigning counsel to defend the insured. In many cases, a business insured may elect to self-insure.
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